About Us

Credit is when you receive money, a good or a service and you agree to pay for it in the future, usually with added interest. nowadays, we use credit to buy lots of things, from houses and cars to groceries and clothing. 

Your credit can be brought down a lot faster than it can be brought up, so it might help to review these things that can hurt your credit: Not paying bills on time, filing for bankruptcy or foreclosure, carrying high balances on your credit card and ignoring negative items on your report. 

There are five main contributors to your credit score. Payment history, amount of debt, length of credit history, credit mix and new credit. Managing your credit wisely by paying bills on time. Beyond those five things your credit could contain negative items that are unfair or inaccurate, which can stay on your reports for up to 7 to 10 years. If you don't want to wait that long then contact KM credit solutions to get signed up today! Start seeing results within 45 to 90 days!